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How to Find All Your Subscriptions

You probably have more active subscriptions than you think. The average American has 12. Some have 30. Here is how to find all of yours without sharing your bank credentials, your email, or your data with anyone.

Method 1: Check your bank and credit card statements

This is the most reliable method. Every subscription charges your card or debits your account on a recurring schedule. The charges are already in your statements.

  1. Log into your bank or credit card account online.
  2. Look at the last 90 days of transactions. 90 days catches monthly and quarterly subscriptions.
  3. Search for recurring charges. Most bank apps let you filter by "recurring" or "subscription." If yours doesn't, sort by amount and look for repeated charges.
  4. Make a list. Write down every recurring charge: the service name, the amount, and the billing frequency.
  5. For any charge you don't recognize, search the merchant name on this site. We may have cancel instructions for it.

Why 90 days: Monthly subscriptions appear at least 3 times. Quarterly subscriptions appear at least once. Annual subscriptions may not appear in a 90-day window — for those, check a full 12 months of statements.

Method 2: Check your email

Every subscription sends confirmation emails, receipts, or renewal notices. Your inbox is a record of everything you've signed up for.

  1. Open your email (Gmail, Outlook, Yahoo, or whatever you use).
  2. Search for: receipt or subscription or renewal or your payment or billing confirmation.
  3. Sort by date. Scan the results for services you're still paying for.
  4. For Gmail specifically: search category:purchases to see all purchase-related emails.
  5. Also search for unsubscribe in the email body. Any email with an unsubscribe link is from a service that has your email address — many of those are paid subscriptions.

Method 3: Check your app store subscriptions

Many subscriptions are billed through Apple or Google rather than directly. These don't always show up on your bank statement as the service name — they show up as "Apple.com/bill" or "Google Play."

iPhone/iPad:

  1. Open Settings.
  2. Tap your name at the top.
  3. Tap Subscriptions.
  4. You'll see all active and expired subscriptions billed through Apple.

Android:

  1. Open the Google Play Store app.
  2. Tap your profile icon.
  3. Tap Payments and subscriptions.
  4. Tap Subscriptions.
  5. You'll see all active subscriptions billed through Google.

Method 4: Check saved payment methods on major platforms

Some services store your payment method and bill you without going through your bank's "recurring" flag.

Method 5: Check your browser's saved passwords

Your browser's password manager is an indirect record of every service you've created an account with. Not all are paid subscriptions, but many are.

Scan the list. For each service, ask: am I paying for this? If you're not sure, log in and check.

Method 6: Google Takeout (advanced)

If you use Google services extensively, Google Takeout lets you export a record of your Google activity, including purchases and subscriptions.

  1. Go to takeout.google.com.
  2. Deselect all.
  3. Select "Google Play Store" and "Purchases and Reservations."
  4. Click Export.
  5. Download and review the file.

This captures anything billed through Google, including Play Store apps, YouTube Premium, Google One, and any subscription managed through Google.

Want someone to find your subscriptions for you?

If you'd prefer a faster path and you're comfortable uploading a bank statement to a third-party tool, we recommend JustCancel. For a one-time fee of $5, their AI scans your bank statements and identifies every recurring charge. They report that uploaded files are deleted after scanning, and their approach is transparent. They have over 1,000 cancel guides and a focused, privacy-conscious approach. We have no financial relationship with JustCancel. We mention them because they do good work.
A note on services that connect to your bank account:

There are services (Rocket Money, Trim, and others) that offer to find your subscriptions automatically by connecting to your bank account. To do this, they require your bank login credentials or access via a financial data aggregator like Plaid.

We don't offer this. Not because it doesn't work — it does. But because giving a third party your bank credentials means trusting that third party with access to your complete financial history. That's a decision you should make knowingly, not casually. If you choose to use one of these services, that's your call. We think you can find the same information yourself using the methods above, without sharing anything with anyone.

JustCancel (above) takes a different approach: you upload a bank statement PDF yourself, nothing connects to your bank. That's a meaningful privacy distinction.